GiveBetter x Chicago

Chicago CRED

Violence intervention, trauma support, education and employment

Research time: ~9 min on GPT-6.1 Sol
  • Research — reviewed programs, finances and impact evidence.
  • Modeling — estimated costs, QALYs and uncertainty.
  • Source audit — checked claims, assumptions and calculations.

Updated: 2026-10-05

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Summary

What do they do? Chicago CRED combines outreach, trauma therapy and life coaching for people at high risk of gun violence. It helps participants pursue education, paid work experience and employment. CRED also funds community partners and supports Chicago’s violence-intervention network.

Why we’re interested in this organization:

  • A sustained local service model reaches people facing severe violence and employment barriers.

  • Original evaluations examine participants, service dosage and neighborhood outcomes.

  • Therapy and supported employment offer plausible complementary health and resource mechanisms.

Our main reservations:

  • Participant victimization was null in the original evaluation, and completers are selected.

  • Current causal net earnings, trauma utility and additional annual cohorts remain unverified.

  • Whole-recipient grant costs, overlapping public CVI and marginal donor replacement complicate attribution.

What do you get for your dollar? $23.0M per DALY in Chicago. DALY is our one-year comparison unit. QALY-based health gains and income-welfare equivalents retain their original assumptions; they are not measured clinical DALYs.

Additional completed services, prevented gunshot victimization and finite trauma relief, plus actual net household earnings and stipend resources; not arrests, graduation counts, placement salaries, cumulative grants or ecosystem totals converted directly to welfare.

1. What do they do?

Chicago CRED Inc, EIN 81-3130448, is the legal recipient. Its official site now links a current Give Lively donation page, replacing the closed historical Network for Good campaign. The linked page was accessible, but no transaction or fulfillment was verified. South and West Side service delivery establishes Chicago beneficiaries despite the tax filing's California address. Current services

2. Monitoring and information sharing

The 2025 impact report separates direct services from grants and ecosystem work but does not establish causal avoided injury or net household resources. Its cumulative grants and multi-organization historical shooting estimates are not current annual CRED-only outcomes. Current employment services include paid internships and a year of coaching after placement. The official donation link reaches Give Lively; no transaction was performed. Follow-up needs current unique entrants, phase completion, clinical dose, validated trauma scores, victimization and net earnings, not only placements or gross pay.

3. Qualitative assessment

The original 2023 PNAS paper is a quasi-experimental comparison of 324 recruited men and 2,500 matched peers, including 111 alumni. It cannot identify randomized intent-to-treat effects. No phase showed a discernible victimization improvement. The alumni arrest association is not an injury coefficient: remaining long enough to graduate excludes fatalities and some high-risk departures, while police records introduce measurement bias. The May 2026 CORNERS summary adds updated comparisons and neighborhood findings, but acknowledges overlapping CVI coverage; survey changes do not supply a causal dollar or utility effect. These sources strengthen mechanism and counterfactual assessment, not the numerical injury, trauma or earnings priors. Completion, injury-null and unknown cases retain this uncertainty.

4. What do you get for your dollar?

Calendar 2024 original Form 990-PF reports $36,314,414 total book expenses. Its $37,047,914 charitable cash disbursements are a different accounting measure, not an addback. The whole recognized annual recipient cost includes direct work, grants, administration and other activities; it is not a restricted participant-program denominator. No equivalent Form 990 netted event/rental addback was identified. Outside implementation and social costs remain separate.

A judged 400 local household opportunities and .5 annual-package response imply 200 exposed households, with 100 clinical participants. A .05 annual victimization risk and .05 causal reduction imply .25 avoided physical victimizations. One integrated injury QALY per event is truncated within three years and excludes trauma. The remaining 99.75 people receive .03 trauma utility for half a year. Positive clinical components retain .8 for overlap; harms remain full. A one-year delay and 3% discount produce 1.36 clinical QALYs.

The clinical cohort is a subset of the 200 resource-exposed households; one participant household carries one modeled welfare-equivalent person, with other family welfare unpriced. Resource exposure remains when clinical benefit fails. Fifty households have judged net job resources of $1,500 and net stipends of $300. Positive components each retain .5, then full attendance costs of $300 are subtracted: $600 net. The other 150 households net −$150. Negative components are never attenuated by overlap. A single joint household log gives .5 × [50 log(1.04) + 150 log(.99)] / 1.03 = .220138 equivalent healthy years at a $15,000 household baseline for one finite year. Combined 1.576449 yields $23.0M per DALY, not ten clinical QALYs.

Job gains are after taxes, benefit withdrawal, replacement earnings and new-job commuting or care costs; stipends are after taxes and benefits. Class attendance, early foregone work and travel are separate full burdens. These amounts are hypotheses, not observed gains. No ordinary survivor wages are added. Central payer and external care incidence is unknown-neutral, not factual zero. Matched stipend-payer losses, external costs, negative resource changes, adverse trauma and mixed-sign cases are explicit. Household gains and losses combine before one log; distinct payer households are modeled separately. Whole portfolio and nonlocal incidence remain unknown.

This deep review retains the initial conditional center unchanged, not an empirically calibrated complete-portfolio estimate. Fiscal 2024 grants of $10,552,266 are already in $36,314,414 book expenses. A direct-service numerator is deliberately incomplete against the whole-recipient denominator; unknown grant and neighborhood benefits and burdens are not asserted zero. The 0.5 funded-work response is a conditional annual counterfactual, not a measured next-gift effect. A 111/324 uptake sensitivity uses historical completer selection only as a throughput hypothesis, not current efficacy.

Finite job-duration cases distinguish one-off stipends and attendance disruption from recurring net job resources. When employment starts in the same year, first-year stipend, net jobs and full process costs enter one joint household log. Later years contain only net job resources, including taxes, benefit withdrawal and new-work commuting or care; no stipend or attendance cost repeats. Delayed employment must start after the first-year window, avoiding overlapping same-household logs. Zero job duration keeps the stipend and full process burden. Added tax/care inputs are incremental stresses beyond the already-net central $1,500, not claims about observed component amounts. Matching payer cases represent distinct displaced beneficiaries or outside providers, not charging the donating household twice for expenditure already in annual cost. Complete world incidence remains unknown.

Model, assumptions and sensitivity

Calendar 2024 original Form 990-PF reports $36,314,414 total book expenses. Its $37,047,914 charitable cash disbursements are a different accounting measure, not an addback. The whole recognized annual recipient cost includes direct work, grants, administration and other activities; it is not a restricted participant-program denominator. No equivalent Form 990 netted event/rental addback was identified. Outside implementation and social costs remain separate. A judged 400 local household opportunities and .5 annual-package response imply 200 exposed households, with 100 clinical participants. A .05 annual victimization risk and .05 causal reduction imply .25 avoided physical victimizations. One integrated injury QALY per event is truncated within three years and excludes trauma. The remaining 99.75 people receive .03 trauma utility for half a year. Positive clinical components retain .8 for overlap; harms remain full. A one-year delay and 3% discount produce 1.36 clinical QALYs. The clinical cohort is a subset of the 200 resource-exposed households; one participant household carries one modeled welfare-equivalent person, with other family welfare unpriced. Resource exposure remains when clinical benefit fails. Fifty households have judged net job resources of $1,500 and net stipends of $300. Positive components each retain .5, then full attendance costs of $300 are subtracted: $600 net. The other 150 households net −$150. Negative components are never attenuated by overlap. A single joint household log gives .5 × [50 log(1.04) + 150 log(.99)] / 1.03 = .220138 equivalent healthy years at a $15,000 household baseline for one finite year. Combined 1.576449 yields $23.0M per DALY, not ten clinical QALYs. Job gains are after taxes, benefit withdrawal, replacement earnings and new-job commuting or care costs; stipends are after taxes and benefits. Class attendance, early foregone work and travel are separate full burdens. These amounts are hypotheses, not observed gains. No ordinary survivor wages are added. Central payer and external care incidence is unknown-neutral, not factual zero. Matched stipend-payer losses, external costs, negative resource changes, adverse trauma and mixed-sign cases are explicit. Household gains and losses combine before one log; distinct payer households are modeled separately. Whole portfolio and nonlocal incidence remain unknown. This deep review retains the initial conditional center unchanged, not an empirically calibrated complete-portfolio estimate. Fiscal 2024 grants of $10,552,266 are already in $36,314,414 book expenses. A direct-service numerator is deliberately incomplete against the whole-recipient denominator; unknown grant and neighborhood benefits and burdens are not asserted zero. The 0.5 funded-work response is a conditional annual counterfactual, not a measured next-gift effect. A 111/324 uptake sensitivity uses historical completer selection only as a throughput hypothesis, not current efficacy. Finite job-duration cases distinguish one-off stipends and attendance disruption from recurring net job resources. When employment starts in the same year, first-year stipend, net jobs and full process costs enter one joint household log. Later years contain only net job resources, including taxes, benefit withdrawal and new-work commuting or care; no stipend or attendance cost repeats. Delayed employment must start after the first-year window, avoiding overlapping same-household logs. Zero job duration keeps the stipend and full process burden. Added tax/care inputs are incremental stresses beyond the already-net central $1,500, not claims about observed component amounts. Matching payer cases represent distinct displaced beneficiaries or outside providers, not charging the donating household twice for expenditure already in annual cost. Complete world incidence remains unknown.

Chicago South and West Side household cohort; clinical participants are a subset of resource exposure.

Clinical health is discounted integrated injury benefit plus time-sliced finite trauma utility, positive-only clinical overlap, minus full exposed-union harm. For each disjoint household group and nonoverlapping year, net positive-only-overlap job/stipend components minus full negative resources and burdens enter 0.5 × households × discounted years × log(1 + net / annual consumption baseline). Headline counts signed resources once alongside health and full annual book expenses plus separately identified external cost.

C
36314414 USD whole annual book expenses (observed). Original annual PF book expenses include grants; charitable cash disbursements are a different basis. [cred-99024]
N
400 Annual participant household opportunities (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
b
0.5 Additional annual funded-work fraction (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
uptake
0.5 Clinical uptake fraction (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-paper]
risk
0.05 Annual victimization probability (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-paper]
reduction
0.05 Signed causal proportional victimization change (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-paper]
injuryQ
1.00 Integrated QALYs per physical victimization, within three years (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
traumaQ
0.03 Annual trauma utility increment (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
traumaYears
0.5 Finite clinical years (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
clinicalOverlap
0.8 Retained positive clinical fraction (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
delay
1 Clinical and stipend delay years (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
discount
0.03 Annual discount fraction (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
resourceSuccess
0.25 Resource response fraction independent of clinical success (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
jobGain
1500 USD net household resources per year (stipend/process costs one-off) (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
stipendNet
300 USD net household resources per year (stipend/process costs one-off) (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
cost
300 USD net household resources per year (stipend/process costs one-off) (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
baseline
15000 USD annual household consumption/resources (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
positiveOverlap
0.5 Retained positive resource fraction (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
payerShare
0 Conditional matched transfer incidence fraction (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
payerPeople
50 Distinct counterparty household units (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
payerBaseline
60000 USD counterparty annual consumption/resources (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
externalCost
0 USD net household resources per year (stipend/process costs one-off) (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
harm
0.00 QALYs lost per exposed resident (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
g
1 Chicago metro share (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
jobYears
1 Finite net job years (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
jobDelay
1 Job resource delay years (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
taxFraction
0 Incremental tax share of positive job gain (judgment). Conditional prior, not a measured causal local coefficient. See rendered joint ledger and time slices. [cred-employment]
benefitWithdrawal
0 USD net household resources per year (stipend/process costs one-off) (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
commuteCareCost
0 USD net household resources per year (stipend/process costs one-off) (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
K
0 USD additional economic resources (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]
displacementLoss
0 USD net household resources per year (stipend/process costs one-off) (unknown). Unknown-neutral reference, not observed zero; separate full-incidence controls. [cred-employment]

central: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

mixed sign: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -1.14. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

clinical null: Cost: $36.3M; Chicago health QALYs: 0.00; all-population health QALYs: 0.00. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

financial only: Cost: $36.3M; Chicago health QALYs: 0.00; all-population health QALYs: 0.00. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

full unknown: Cost: $36.3M; Chicago health QALYs: unknown; all-population health QALYs: unknown. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

zero expansion: Cost: $36.3M; Chicago health QALYs: 0.00; all-population health QALYs: 0.00. Income-equivalent healthy years: 0.00. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

true zero: Cost: $36.3M; Chicago health QALYs: 0.00; all-population health QALYs: 0.00. Income-equivalent healthy years: 0.00. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

adverse: Cost: $36.3M; Chicago health QALYs: -1.46; all-population health QALYs: -1.46. Income-equivalent healthy years: -3.56. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

negative resources: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -4.57. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

negative no overlap: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -4.57. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

matched stipend: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.27. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

external care cost: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.60. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

positive work: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 1.36. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

positive matched: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 0.87. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

no violent injury effect: Cost: $36.3M; Chicago health QALYs: 1.17; all-population health QALYs: 1.17. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

annual full response: Cost: $36.3M; Chicago health QALYs: 2.71; all-population health QALYs: 2.71. Income-equivalent healthy years: 0.44. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

weak: Cost: $36.3M; Chicago health QALYs: 0.09; all-population health QALYs: 0.09. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

strong: Cost: $36.3M; Chicago health QALYs: 7.34; all-population health QALYs: 7.34. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

high attendance burden: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -4.41. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

half population: Cost: $36.3M; Chicago health QALYs: 0.85; all-population health QALYs: 0.85. Income-equivalent healthy years: 0.14. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

injury only: Cost: $36.3M; Chicago health QALYs: 0.19; all-population health QALYs: 0.19. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

trauma only: Cost: $36.3M; Chicago health QALYs: 1.17; all-population health QALYs: 1.17. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

negative trauma no overlap: Cost: $36.3M; Chicago health QALYs: -1.46; all-population health QALYs: -1.46. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

three year mean: Cost: $34.6M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

historical alumni share: Cost: $36.3M; Chicago health QALYs: 0.93; all-population health QALYs: 0.93. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

no net job gain: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.98. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

no stipend: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.75. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

no resource gains: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -1.96. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

three year net jobs: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 2.49. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

later jobs: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 1.29. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

zero job duration: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.98. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

negative injury effect: Cost: $36.3M; Chicago health QALYs: 0.92; all-population health QALYs: 0.92. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

full union harm: Cost: $36.3M; Chicago health QALYs: -0.59; all-population health QALYs: -0.59. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

net tax care: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.65. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

fixed budget displacement: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -1.80. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

job displacement: Cost: $36.3M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: -0.39. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

unknown economic cost: Cost: unknown; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

outside resources 25percent: Cost: $45.4M; Chicago health QALYs: 1.36; all-population health QALYs: 1.36. Income-equivalent healthy years: 0.22. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

alternate cohort 200: Cost: $36.3M; Chicago health QALYs: 0.68; all-population health QALYs: 0.68. Income-equivalent healthy years: 0.11. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

no health delay: Cost: $36.3M; Chicago health QALYs: 1.40; all-population health QALYs: 1.40. Income-equivalent healthy years: 0.23. Conditional limited-channel reference; current clinical/net-resource effects and full portfolio unknown.

Counterfactual: Existing public CVI, alternative employment, therapy, other donors and partner grants continue. Annual additional funded work is conditional; neither all grant outcomes nor next-gift expansion is identified.

Attribution: All population, risk, uptake, response, efficacy and resource success coefficients are conditional judgments, not recipient causal observations.

Conditional reference retains prior judgments. Original individual victimization null, completer selection and overlapping neighborhood interventions do not calibrate injury/PTSD or employment coefficients. Current unique households, actual dose and net income, outside incidence, portfolio effects and marginal funding remain unknown.

Sensitivity

  • Victimization and selection: no finite positive estimate
  • Net resources and duration: no finite positive estimate
  • Incidence and scope: no finite positive estimate

Unresolved inputs

  • Current unique entrants, dose, validated trauma changes and victimization counterfactual.
  • Incremental net earnings, stipends, household duplicates and opportunity costs.
  • Partner grant outcomes, public displacement, full economic costs and next-gift response.

Health and income breakdown

For the modeled $36.3M: 1.36 health QALYs + 0.22 income-equivalent healthy years in Chicago: $23.0M per DALY. Income equivalents are welfare comparisons, not observed QALYs or DALYs.

Method and caveats.

5. Funding and previous grants

Comparable calendar 2022, 2023 and 2024 book expenses are $34,196,858, $33,370,210 and $36,314,414, mean $34,627,160.67. Contributions in 2024 are $26,010,890 and net assets $16,146,226. The current impact report describes CRED as privately funded while partners increasingly receive public support. This is not evidence that an additional gift expands services rather than replacing another donor. The .5 response prior judges additional annual funded work against alternatives; b=1 shows full response. No specific marginal expansion cost was verified. Existing coalition appropriations and historical projects are not credited anew. Original return

Annual expenses

Organization-level spending, including programs, administration and fundraising. The research list averages three comparable, consecutive full fiscal years when available.

  • FY 2022: $34.2M; Chicago CRED Inc, 12-month period, Form 990-PF total book expenses, not charitable cash disbursements. Source
  • FY 2023: $33.4M; Chicago CRED Inc, 12-month period, Form 990-PF total book expenses, not charitable cash disbursements. Source
  • FY 2024: $36.3M; Chicago CRED Inc, 12-month period, Form 990-PF total book expenses, not charitable cash disbursements. Source

6. Sources

  1. Original calendar 2024 Form 990-PF. IRS. Published: not stated; retrieved: 2026-10-05.
  2. Original calendar 2023 Form 990-PF. IRS. Published: not stated; retrieved: 2026-10-05.
  3. Original calendar 2022 Form 990-PF. IRS. Published: not stated; retrieved: 2026-10-05.
  4. Current Chicago services. Chicago CRED. Published: not stated; retrieved: 2026-10-05.
  5. 2025 impact report. Chicago CRED. Published: not stated; retrieved: 2026-10-05.
  6. Employment and training. Chicago CRED. Published: not stated; retrieved: 2026-10-05.
  7. Current official donation route. Chicago CRED / Give Lively. Published: not stated; retrieved: 2026-10-05.
  8. Researchers describe CRED observational evaluation. Northwestern University. Published: not stated; retrieved: 2026-10-05.
  9. Original PNAS participant evaluation, methods and selection limitations. Proceedings of the National Academy of Sciences. Published: 2023-11-06; retrieved: 2026-10-05.
  10. CORNERS May 2026 CRED evaluation summary. Northwestern CORNERS. Published: not stated; retrieved: 2026-10-05.
  11. CORNERS November 2025 participant evidence brief. Northwestern CORNERS. Published: not stated; retrieved: 2026-10-05.